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What comes to your mind when you hear the word investing? Maybe Stocks? Mutual Funds? Or even cryptocurrency? For many of us investing seems such a loaded expression, overwhelming! Making that big decision, picking the option to make-or-break seems so confusing.  But one of the first lessons that you must learn is: Don’t put all your eggs in one basket. The age-old idiom makes a plea for multiple options, for diversification. It is the new catchword for all those who believe

Imagine you planted a small seed on a fertile land and went away. Imagine returning after a few years to find not just a full-grown tree but a lush green forest! Now when you translate the same to your monetary affairs, it results in secure savings. When you start early to invest, your money compounds into mature growth, changing your future.  Compound interest gives you the power to ensure a successful future. Whether you are saving  money from your festival and birthday gif

Stocks. Bonds. IPO. NSE. Sensex. Dalal Street. Bewildering expressions for a teen! The world of investing seems like a maze where you are likely to get lost. So, you think! But the earlier you become familiar with these words, the easier for you to invest and understand the dynamics of investment. Know that these expressions are not scary as they first seem.  It is essential to understand stocks and bonds before you start to invest in them. You will understand how pocket mone

For the teen of today living in a world besieged by problems such as climate change, poverty, gender discrimination, racial inequality, can be quite challenging and overwhelming. Bewildered, they even begin to question the value of their lives, the worth of their lives wondering how they can make a difference. However, for those who are wondering thus, the answer is simple- begin by small steps, start now and begin with what you can give back to society.  So, philanthropy is

Every rupee, dollar or euro you spend has the power to give you has the power to raise the economy but it also comes with environmental consequences. Whether you buy a pizza or throw away your laptop for an upgraded new one, or buying that trendiest pair of jeans, your purchase leaves behind a carbon footprint, a trail that wrecks the environment. As we are committed to saving our planet Earth, it is time for us to reflect on our expenses, time to really ask if your wallet ma

Money is not a medium of exchange but a powerful statement of one’s worth and status. How you choose to invest your pocket-money, festival or birthday cash gifts, or small income from part-time jobs, speaks volumes about your investment values.  We are not living in a world where saving and investments were the prerogative and domain of the adults. The teens today are financially aware and conscious of their financial choices. Besides they are more empowered that ever to shap

Taxes are not the most exciting part of teen life, they are, however, the most important. Knowing how they work-even at a basic level- gives you control over your money and makes you financially smarter. Learning how taxes work is not as complicated as it sounds. It just requires a close attention to a few basic things. What is Income Tax Income Tax is a portion of your earnings that you pay to the government. That money is utilized for all public welfare tasks and actions su

You have probably heard that you should learn about money early. But where do you even begin? Forget boring lectures and complicated finance textbooks- today, there’s a whole world of relatable, funny, and ridiculously smart finance influencers who are making budgeting, saving, and investing cool for Gen Z. They break down money matters in reels, tweets, and videos that speak your language- and help you get richer in mindset and in wallet .  If you are ready to level your mon

What is the Law of Gravity? We all know but many of us are ignorant about terms like credit score, taxes, compound interest. In our world today where money plays such a vital role in our everyday life and dictates our lifestyle choices and our well-being as well, children should learn about financial literacy so that they are ready to take on the world. It should be a core subject. It is time we change our mindsets and adopt to the ways and issues that govern our life. What i

Your friend has just upgraded her iPhone.  Another is holidaying in Europe and yet another is on shopping haul. You would feel everyone is living a luxury life and they are living their best life- except you. This feeling might sweep you often and you might feel dejected and despaired. When you look at your wallet, you can only sigh in frustration. The pressure to keep up with the latest fads and trends is acute.  This is the world of Financial FOMO-the fear of missing out a

In our world when money moves at the blink of an eye, or a click of a button, you must be very careful with monetary transactions. While you order food, buy clothes online, or subscribe to your favorite channels- all within seconds, in an effortless digital manner, we should be conscious of digital finance. Our loans, our payments happen digitally, so we should be wary of the trap of digital debt or fraud. Hence, we should know what it means, and how to avoid falling into it.

Introduction: Why Talk About Credit Now? Does it ring a bell? Maybe not yet. You might brush it off. After all, you don’t need these while buying a burger or a phone. But it will concern you tomorrow as you graduate to bigger dealings such as renting an apartment, getting a car loan or sometimes while applying for a big job.  Knowing what it is today will help you way ahead in life and you will easily have an edge over others.  What does the Term mean?  It is a code that esta

AI and Money Artificial intelligence is not a technical concept linked to some tech savvy companies. It is invading all our spaces to empower us. It is also one of the most powerful tools in the world of finance. It can be your guide to investing money, tracking your investments or even discover fraud. AI works to facilitate our financial transactions on online websites or in transferring money in digital payments.  All this without being seeking expert help.  Defining AI   A

At some point you might have heard of people discussing Bitcoin and Ethereum and these seemed to have gained currency and popularity. It features in the reels of influencers, talks of financial wizards and in the magic tales of overnight success. The phenomenon holds a mysterious allure, a romantic thrill.  Dubbed as one of the most wonderful concepts of modern currency and finance, it becomes vital for the growing teen of today to understand it. So you should as you navigate

Imagine a scenario… You stand in a queue at your preferred food joint. You place an order only to realize that you left your wallet at home. Should you not fret and panic? Well, not anymore. Your phone is your new wallet. You scan the QR code and your payment is done. You leave with your favorite pizza and a smile playing on your lips.  This is our future. Our world of digital wallets. Our phone is not a device but a road to financial power. Are you still wondering how this w